Risk Management Support:

Our support covers all the processes involved in identifying, assessing and judging risks, assigning ownership, taking actions to mitigate or anticipate them, and monitoring and reviewing progress. Good risk management helps reduce hazard, and builds confidence to innovate.

Early Warning Systems for Problems:

With over 10,000 businesses failing because of late payment each year, F&M Credit Services advises businesses to be alert to the signs of a failing credit management policy.

Insight into Loan Officer Performance:

How much experience does your Loan Officer have? Are they paid on commission or on a straight salary? The Loan Officer can "make or break" the success of your lending experience. Choose someone that you would trust as your "Lender for Life".

Board Policy Compliance:

Putting a systems in place to gauge the effectiveness and to improve the efficiency of your endeavors, in a way that is systematically fair based on the boards rule.

"Safety Net" for Directors:

Providing security for directors, so that they can work more effectively to achieve company goals.